Non-QM Scenario Desk Underwriter (remote)

NQM Funding, LLC is a top secondary market investor in the Non-QM space operating both wholesale and correspondent channels. Our relationship with a global investment management firm, NQM Funding, LLC offers cutting edge Non-QM programs, excellent service, and competitive pricing. Non-QM loans are our only focus. Our TPO Division is looking to hire a Non-QM Scenario Desk Underwriter... ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 50 MBPS. Job Title: Non-QM Scenario Desk Underwriter Reports To: AVP of Non-QM Operations FLSA Status: Non-Exempt Department: TPO Operations Division: TPO Salary Range: $90K to $100K Summary: Provides customer support to TPO, NDC, and Retail Loan Officers, Account Executives, and Brokers as a member of the Production Support team. Duties and Responsibilities include the following. Other duties may be assigned. • Provides email, online and phone support of Non-QM program guidelines, requirements, and loan scenarios as needed while ensuring inquiries are answered in a timely manner • Completes Bank Statement Analysis requests received from sales partners in Wholesale, NDC, and Retail divisions within corresponding turn times • Communicate analysis results to all stakeholder partners in a clear and concise manner that conforms with departmental standards • Coordinates the delivery and completion of Bank Statement Analyses when Business Process Outsourcing (BPO) partners are leveraged • Perform Quality Control testing on Bank Statement Analysis work completed by Business Process Outsourcing (BPO) partners • Solid underwriting knowledge as it relates to the documenting and clearing of loan conditions • Ability to analyze complex personal/business tax returns and calculate qualifying monthly income • Assist sales partners with structuring of difficult loan scenarios • Knowledge of mortgage loan origination activities, loan programs, and regulatory requirements • Maintain proficiency in the use of TPO and NDC Portal to assist production partners when they have issues submitting requests, uploading, and accessing documents applicable to the Production Support Team • Organize and maintain facilities where completed Bank Statement Analyses and Scenario Grades are stored • Collaborate with Mortgage Sales Team and Operations staff (both Retail and TPO) on a daily basis • Review of Condominium Projects to determine eligibility with program requirements • Performs other related duties as assigned Skills: Oral Communication Skills Written Communication Skills Reading Skills Customer Service Diplomacy Math Aptitude Negotiations Organization Professionalism Presentation Time Management Computer Literacy Keyboard Skills Education/Experience: Mortgage Wholesale/ Non-QM Underwriting experience is recommended Degree: High School Diploma or Equivalent. Encompass Software Experience required Minimum 5 years Underwriting Experience (UW or secondary) NQM Funding, LLC offers the following benefits: • Medical Plan • Dental Plan • Vision Plan • GAP Insurance • Life Insurance paid by the company • Voluntary Life Insurance • 401K • Pet Insurance • Legal Shield/ID Shield Equal Employment Opportunity: NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC Apply Job!